FLOOD ZONE DETERMINATION

​Why a Certified Flood Report Should Be Ordered through us, at the time of your home inspection?

​Flood Determinations are often ordered at an inconveniently late point in a real estate transaction or not at all. Confirm the true flood status of any structure early in the process to address potential flood issues at the most pivotal time in a contract.

​1. ​Have Clear Information Early In The Buying Process

​​Buyers and sellers can benefit from the advantage of time. Obtaining detailed, accurate information on a property early can help all parties:

• Evaluate cost of flood insurance and impact to buyers’ debt to income ratio
• Negotiate additional contract terms based on outcome of flood report
• Pursue options for mitigation (with complete guidance from our team)

​Thousands of new maps continue to be issued, affecting properties nationwide both positively and negatively. Even Preliminary Maps (proposed future maps) can impact a current real estate purchase.

3. ​Avoid Unreliable and Unofficial Resources

• Free online resources are frequently inaccurate and feature disclaimers
• Elevation Certificates, LOMAs and Preliminary Maps not accounted for
• Free online resources lack clarity, reliability and support

4. ​Accuracy, Protection and Support = Confidence

Move forward through the process with confidence, with high-quality information from the industry’s top flood determination provider. We deliver:

• Superior accuracy of data and depth of information.
• Clear visual maps, including FEMA Current and Preliminary Map overlays
• Clarity on structure location in relation to Special Flood Hazard Areas
• Insured protection

The Risk of Unofficial or Free Flood Certificates

Flood Insurance requirements and rates are dictated by the location of a habitable structure (a dwelling) in relation to the Special Flood Hazard Area (high-risk zone). Industry standard reporting and unofficial, free resources can be inaccurate and do not give the clarity needed. Securing an official structure-based flood zone determination at the time of a home inspection enables borrowers, sellers, agents or other real estate professionals to understand and mitigate any real flood risks and related costs during the most important time of a contract.

​Our home inspection report will be enhanced with the option to include a certified, insured and structure-based Flood Zone Determination at a low cost at the time you order a home inspection.