WIND MITIGATION INSPECTION IN SOUTH FLORIDA

Wind Mitigation Inspection is an inspection of the property structural condition / design and hurricane resistance features (hurricane shutters, type of roofing, hurricane tie-down straps, building code that the property was designed to, any additional attic bracing etc.) This can provide huge insurance savings based on the features or installed components of the property.

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CERTIFIED PROPERTY INSPECTION SPECIALISTS

Serving Palm Beach, Broward, Miami Dade, Treasure Coast, Hernando, Citrus, Sumter & Pasco County

Better Business Bureau A+ Real Estate Inspection Company. Our management comes with more than 20 years of construction experience. Call now at 561-570-6311.

Wind Mitigation Insurance Inspection

Wind Mitigation Inspection

A Wind Mitigation Inspection documents how well a home is designed to resist wind damage. Insurance carriers use this report to determine eligibility for premium discounts and underwriting compliance.



At Certified Inspectors, we provide Florida-compliant wind mitigation inspections throughout Boca Raton, Palm Beach County, Broward County, and South Florida, following state-approved inspection forms and insurance standards.

What Is a Wind Mitigation Inspection?

New PA wind mitigation inspection is a limited-scope insurance inspection that evaluates specific construction features proven to reduce wind damage during hurricanes and severe storms.



In simple terms: the stronger the wind-resistant features, the greater the potential insurance savings.

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Why Wind Mitigation Inspections Matter


Lower Homeowners Insurance Premiums

Documented wind-resistant features may qualify for substantial insurance discounts.


Required by Insurance Carriers

Most Florida insurers require a valid wind mitigation report for new policies or renewals.


Objective, Verifiable Documentation

Reports are completed using Florida’s standardized OIR-B1-1802 form and include photo evidence.


Supports Real Estate Transactions

Wind mitigation inspections are commonly requested during home sales to help buyers estimate insurance costs.

 


What Is Evaluated During a Wind Mitigation Inspection?

Our inspectors document the following features:

  • Roof covering type and age
  • Roof deck attachment (nails vs screws, spacing)
  • Roof-to-wall connections (toe nails, clips, straps)
  • Roof geometry (hip vs non-hip)
  • Secondary water resistance (SWR)
  • Opening protection (impact-rated windows, shutters, doors)

This inspection does not evaluate general home condition or code compliance.

 

Wind Mitigation vs Home Inspection

These inspections serve different purposes:

  • Wind mitigation inspections focus only on wind-resistance features for insurance
  • Home inspections evaluate overall condition and performance of the home

Many property owners schedule both to fully understand condition and insurance implications.


Who Needs a Wind Mitigation Inspection?

  • Homeowners seeking insurance discounts
  • Buyers purchasing homes in South Florida
  • Property owners renewing or changing insurance carriers
  • Sellers preparing listings with insurance transparency

 

Validity of a Wind Mitigation Report

Most Florida insurance carriers accept wind mitigation reports for up to 5 years, provided no material changes have occurred to the roof or structural features.

 


Service Areas

We provide wind mitigation inspections throughout:

  • Boca Raton
  • Delray Beach
  • Boynton Beach
  • West Palm Beach
  • Palm Beach Gardens
  • Jupiter
  • Deerfield Beach
  • Fort Lauderdale
  • Miami-Dade County
  • Surrounding South Florida communities

 

Why Choose Certified Inspectors?

  • Florida-licensed and insured inspectors
  • Experienced with South Florida hurricane construction
  • Accurate documentation with required photographs
  • Fast turnaround times
  • Trusted by homeowners, agents, and insurance professionals

  

Schedule a Wind Mitigation Inspection

Lower your insurance costs and meet carrier requirements with confidence.

📞 Contact Certified Inspectors today at 561-570-6311 or schedule your wind mitigation inspection online.

 


Frequently Asked Questions (FAQ)


How much can a wind mitigation inspection save on insurance?

Savings vary by carrier and construction features, but discounts can be significant.


How long does the inspection take?

Most wind mitigation inspections take 30–60 minutes.


Is a wind mitigation inspection required by law?

No, but it is commonly required by insurance companies in Florida.


Can older homes qualify for wind mitigation discounts?

Yes. Even older homes may qualify if wind-resistant features are present.


Is a wind mitigation inspection the same as a four point inspection?

No. They serve different insurance purposes and evaluate different systems.

Certified Inspectors performed 28 Type II Wind Mitigation in our community in Boca Raton in record time after another inspection company that didn't have the proper licensing disappeared leavings us almost without insurance in the middle of a hurricane season. thank you!!

​Prompt, affordable, on time, easy to deal with and all together could not have been a better experience. They delivered us a Windstorm Mitigation Verification for insurance purposes that saved us thousands of dollars in homeowners insurance.

Certified Inspectors have been performing Residential and Commercial Wind Mitigation in South Florida for over a decade. Call us at (561) 570-6311 to schedule an appointment to to have your home inspected by one of our experts.

WHAT ELSE DO YOU GET FROM YOUR TRUSTED CERTIFIED INSPECTOR?

right-tickLicensed and Insured
right-tickUnbiased Inspection Reports
right-tick20+ Years of Construction Experience
right-tickThermal Imaging Inspection Included
right-tickSame Day or After Hour Inspection Report Available
right-tickState of the Art Video and Paperless Technology
right-tickOnline Quote and Scheduling 24/7
right-tickPrice Match Guaranteed
right-tick200% Satisfaction Guaranteed.

INSPECTIONS BY CERTIFIED MASTER INSPECTORS. WE LOOK WHERE OTHERS DON'T LOOK.

Our Management has over 20 years of Construction experience. Our expertise, honesty, and integrity is​ what sets us apart from the competition.